Feb
05
teenager
Ray Baker asked:


We are not living in a totalitarian state, so why would any of us want to track our teenager’s cars? Well it seem that the popularity of fitting GPS vehicle tracking devices to our teenager’s cars is on the rise, sparked by our ever growing fear for the safety of our children.

When your teenage son or daughter first learns to drive, it is an exciting time for them, but not so for us as the parents. Typically most parents find this period particularly stressful due to the increased risk their children face when they start to drive.

A GPS tracking device fitted to a teenager’s vehicle can help reduce the risks they face in a number of ways:

1. Safety - A parent’s biggest fear when their children start to drive is that their child will drive recklessly and put themselves at risk. A young driver is far more likely to take risks on the roads than an experienced driver, and monitoring & logging speed is just one feature of these GPS devices. Statistically teenagers are far more likely to be involved in car accidents than any other sector of the population, due to their lack of driving experience and their lack of awareness of the risks involved with driving a car. When a GPS tracking device is in place, teenagers are far more likely to stick to the speed limits.

2. Cheaper Insurance - One important side-effect of keeping your teenager safer on the road is cheaper car insurance. If they drive safer they are more likely to keep a clean license, avoid accidents and benefit from reduced insurance rates.

3. Addressing Safety - Armed with the data from the GPS readout, a parent can decide what corrective measures to take, or even make the decision to withdraw driving privileges - it won’t make you a popular parent, but it might save your teenager from injuring themselves or their friends.

4. Knowing Where They Are - If your teenager has a breakdown or an accident, you can be notified immediately via the GPS system so that you can get assistance to them as soon as possible.

Most parents install GPS vehicle tracking systems in their teenager’s auto to make sure that their child is abiding by the rules of how they are supposed to drive, where they can and cannot go, and when they can and cannot drive. If you don’t want your teenager to drive on the highway for instance, or they tell you they are going to a certain friend’s house to study, the vehicles location will be logged and it is possible to check.

It might seem to some people that going to these lengths constitute a violation of an individual’s freedom, and to a large extent it does, but the fear about personal safety outweighs these fears for many parents. Certain manufacturers of GPS tracking systems promote fitting the devices covertly, due to the ease of installation and how easy they are to conceal, but just because you have this option, doesn’t make it the right thing to do.



CONRAD
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teenager
Crex Sky asked:


Teenagers might feel stressed out when they saw how high car insurance rates for teenagers could be. They are afraid that their parents are not willing to pay for such big expenses and there is no way they can drive without having a car insurance policy. Most teenagers are still studying, so it is almost impossible for them to fork out money to pay for their car premiums. However, there is always light at the end of the tunnel for these teenagers. One thing that they can do is to help their parents to get cheap car insurance rates and their parents would be more willing to pay for it.

It is a known fact teenagers are often inexperienced in driving and they have a certain degree of recklessness in their driving. However, teenagers can always enroll in defensive driving courses which are capable to educate them into becoming better drivers. Once teenagers passed these courses and provide the proofs to their insurance companies, they will get cheaper car insurance rates for teenagers as these courses are known to help lower their driving risks.

Teenagers are usually tempted to drive expensive cars so that they can show off to their friends. Obviously, it is glamorous to drive luxurious cars, but they should really ask themselves whether they really need such expensive cars. Not only these cars will increase their rates, they also put them in higher risk to involve in accidents. Teenagers should get cheap cars with safe rating. Insurance companies prefer teenagers who drive heavier and older cars when it comes to giving out cheaper car insurance rates for teenagers.

Ask for good student discount. Students who scored good grades in school can show their report cards to their insurance companies in order to be qualified for good student discount. Teenagers should make an effort to study harder and score better in school so that they are able to get reasonable car insurance for teenagers. Besides lightening their parents’ burden, good grades can also help them to secure a place in university in the future.

Last but not least, teenagers can ask their parents to set higher deductibles for their policy. Higher deductibles will automatically give them lower premiums. Just make sure that their parents take the amount of deductibles that they can afford to pay since deductibles are what they should pay in the event of any claims made.

 



GABRIEL
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Nov
02
teenager
Crex Sky asked:


Do you experience moments of worries for your child safety and also your financial matters? You have to take up extra insurance for your teenage child when he or she starts driving. It might be another burden to you if you have financial constraints. To combat with this problem, here is a guide for those who are looking for cheap car insurance for teenagers.

Teenagers are often presumed as higher risks drivers because they are lack of experiences in driving and tend to have higher accident rates compared to other experienced drivers. Therefore, car insurance rates for teenagers are normally higher. Teenagers can consider to get advanced driving courses. With a pass in their advanced driving courses, insurance companies will assume that these teenagers are more capable in driving safely and avoiding accidents. Therefore, the rates of car insurance will decrease.

Second, provide them with a car that they are capable of handling well. Sports cars which require high driving techniques are not suitable for them and will also contribute to higher rates. Get them sensible cars like your older but well-maintained solid cars. Consider installing additional security features into your teens’ cars such as early warning devices and steering locks to enhance the drivers and the cars’ safety. All these will help lower the chances of making insurance claims due to lower risks of accidents and car thefts. Insurance companies tend to offer cheap car insurance for teenagers who own cars with higher standard of safety features.

Next, try to supervise and guide your teenager in driving. Take a ride with your teenager driving the car. You will get to experience on your own how his or her driving is, whether it is safe or reckless. You then can give your teenage son or daughter advices on how to drive better and safer as you get to know their driving skills. Advise him or her to drive cautiously all the time and try to avoid any traffic rules violations. Safe driving and a clean driving record are some of the main points in getting cheap car insurance for teenagers.

You can also include them in your own existing policy. Having two or more insurance policies with the same company will also give you an added strength when you are trying to negotiate for cheaper car insurance for teenagers.



CHARLIE
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